Save toward school fees, maternity, a holiday, a wedding or assets.

Minimum balance

Kshs. 1,000

Deposits

Add any time

Interest

Attractive rates

Loan

Unsecured, against your deposit

Call 0709 768 500 to open an account.

Deposit from

Kshs. 5,000

Type

Fixed term

Interest

Attractive rates

Call 0709 768 500 to open an account.

"Train them... and they shall not depart"

Opening balance

Kshs. 400

Interest

Earns interest

Withdrawals

Quarterly, free

Accounts with at least Kshs. 5,000 get a Teddy Bank at Kshs. 500 plus applicable tax.

Call 0709 768 500 to open an account.

"Haba na haba hujaza kibaba"

Minimum balance

Kshs. 400

Withdrawals

Unlimited

Interest

Earns interest

Call 0709 768 500 to open an account.

"Umoja ni Nguvu"

Minimum balance

Kshs. 1,000

Access

Deposit and withdraw at will

Interest

Earns interest

Call 0709 768 500 to open an account.

Minimum balance

None

Cheque book

Issued

Transactions

Unlimited

Call 0709 768 500 to open an account.

We finance

• Commercial vehicles (trucks, vans, buses)
• Commercial equipment and machinery
• Agricultural machinery (processing machines, tractors, milk coolers)
• Construction equipment (mixers, compactors)

Call 0709 768 500 to apply for a loan.

Borrow towards

• Rental house improvement
• Cheque discounting
• Insurance premium financing
• Rental income support
• LPO financing
• Working capital financing

Call 0709 768 500 to apply for a loan.

Support through

• Startup support
• Working capital
• Capacity building

Call 0709 768 500 to apply for a loan.

Examples

• School buses
• Community water reservoir
• Flexible repayment

Call 0709 768 500 to apply for a loan.

Improve or finish rental houses to raise your rental income.

We finance

• Renovation of existing rental houses
• Finishing of incomplete rental houses
• Rental income advance (landlords and agents)
• Working capital

Call 0709 768 500 to apply for a loan.

Maximize your milk production.

We finance

• Best breed dairy cow
• Zero grazing units
• Quality animal feeds
• Asset finance (milk related)
• Domestic milk coolers
• Water tanks
• Motorbikes and motor vehicles

Flexible repayment period.

Call 0709 768 500 to apply for a loan.

Maximize your tea production.

We finance

• Labour (tea picking)
• Pickers housing improvement
• Water tanks
• Development loans (bonus based)

Flexible repayment period.

Call 0709 768 500 to apply for a loan.

Poultry farming and the whole value chain.

We finance

• Quality feeds
• Quality chicks
• Machinery (millers and mixers)
• Veterinary and insurance costs
• Modern structures and brooders
• Feed manufacturers

Call 0709 768 500 to apply for a loan.

Avocado farming and the whole value chain.

We finance

• Seedling propagation
• Quality seedlings
• Irrigation systems
• Fertilizers and farm inputs
• Transport, packaging, exporting and value addition

Call 0709 768 500 to apply for a loan.

We finance

• Household assets: fridge, cooker, sofas
• House improvement
• Purchase of plots
• Car purchase

Call 0709 768 500 to apply for a loan.

Short term loans against milk and tea proceeds, and salary advances.

For emergencies such as

• Wages
• Veterinary services
• Animal feeds
• Insurance premiums
• Hospitalization
• School fees

Call 0709 768 500 to apply for a loan.

Own brand-new golf clubs or pay your club subscription with ease.

Amount

70% of the cost

Tenure

Up to 12 months

Interest

Pocket friendly

Call 0709 768 500 to apply for a loan.

Ways to bank with us

• USSD / mobile app: dial *549#
• Internet banking
• Agency banking
• Cheque book

Call 0709 768 500 to ask about digital banking.